Terms and Conditions

TERMS AND CONDITIONS OF USE

Last Updated: December 12, 2025

  1. Introduction

Welcome to Coinbox Limited. These Terms and Conditions (“Terms”) govern your use of our website located at https://www.coinboxlimited.com.ng (the “Site”) and your engagement with our services, including Management Consulting, HR Consulting, SME Support, and Financial Advisory.

By accessing this Site or engaging our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our Site or services.

  1. Company Information

The Site is operated by Coinbox Limited; a company registered under the laws of the Federal Republic of Nigeria.

  1. Scope of Services

Coinbox Limited provides business development and support services, including but not limited to:

  • Business Strategy & Management Consulting
  • Human Resources (HR) Consulting & Recruitment
  • Financial Advisory & Loan Syndication Facilitation
  • Training, Bootcamps, and Capacity Building
  • SME Development & Business Structuring

We reserve the right to modify, suspend, or discontinue any aspect of our services or the Site at any time without notice.

  1. Professional Disclaimer

4.1. No Guarantee of Results: While we use our professional expertise to support your business, Coinbox Limited does not guarantee specific results. Business success depends on numerous factors beyond our control, including market conditions and your implementation of our advice.

4.2. Financial Advisory Disclaimer: Coinbox Limited acts as a financial facilitator and advisor. We assist clients in structuring their businesses to access funding and connect them with financial institutions or investors.

  • We are NOT a Bank or Lender: We do not issue loans directly.
  • No Guarantee of Funding: The final decision to grant a loan or investment rests solely with the third-party financial institution or investor. We do not guarantee that your loan application will be successful.
  • Fees: Service fees paid to Coinbox Limited for advisory, business planning, or packaging are for the work done and are generally non-refundable, regardless of the outcome of a loan application.
  1. User Responsibilities

By using our Site, you agree to:

  • Provide accurate, current, and complete information when filling out forms (e.g., for consulting bookings or job applications).
  • Use the Site only for lawful purposes.
  • Not attempt to compromise the security of the Site or upload malicious code/viruses.
  1. Intellectual Property

All content published on this Site, including text, graphics, logos, images, training materials, and software, is the property of Coinbox Limited and is protected by Nigerian copyright and trademark laws.

  • You may not reproduce, distribute, or create derivative works from our content without our express written permission.
  • Materials provided during our training sessions or bootcamps are for the attendee’s personal use only and may not be resold or shared publicly.
  1. Payments and Refunds

7.1. Payment Terms: Fees for our consulting services, training programs, and advisory packages are detailed in our specific service agreements or invoices. Payment is generally required in advance of service delivery unless otherwise agreed in writing.

7.2. Refund Policy:

  • Consulting/Advisory: Fees paid for advisory work already commenced are non-refundable.
  • Training/Events: Cancellations made less than 5 days before a scheduled training/bootcamp may not be eligible for a refund, though we may offer credit for a future session at our discretion.
  1. Limitation of Liability

To the fullest extent permitted by Nigerian law, Coinbox Limited, its directors, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of:

  • Your use or inability to use the Site.
  • Any business decisions you make based on our advice.
  • Denial of funding or loans by third-party institutions.
  • Any errors or omissions in the content provided on the Site.

Our total liability to you for any claim arising out of our services shall not exceed the amount you paid to us for the specific service to which the claim relates.

  1. Third-Party Links

Our Site may contain links to third-party websites (e.g., payment gateways, partner financial institutions). We are not responsible for the content or practices of these external sites. Accessing them is at your own risk.

  1. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

Any dispute arising out of or related to these Terms shall be resolved amicably. If amicable resolution fails, the dispute shall be submitted to the courts of competent jurisdiction in Lagos State, Nigeria.

  1. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site constitutes your acceptance of the revised Terms.

  1. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us at:

Coinbox Limited

  • Address: 3 Oba Akinloye Way, Eti-Osa, Lagos 105102, Lagos State, Nigeria.
  • Email: info@coinboxlimited.com.ng | coinboxlimited@gmail.com

Phone: +234 9093929847, +2349036563106